Investments
Our straightforward range of investment options aims to keep things simple for you and your employees.
Help your staff invest in their future
Where we invest your employees’ money
We invest your employees’ money to help preserve or grow the value of their pension pots so they can enjoy the best possible outcomes in retirement. We do this by investing in different things, like global company shares or loans to companies and governments (called bonds).
Responsible investment
The People’s Pension’s £15bn move into climate-aware investments is helping to combat climate change by protecting your employees’ savings against its worst financial risks.
Through its asset managers – third-party investment specialists – The People’s Pension invests members’ money in global companies, giving it influence as a shareholder to drive positive change
To ensure asset managers meet the scheme’s climate targets, it has published a ‘Responsible investment policy’ that rigorously details its expectations.
Asset owner statement on climate stewardship
In alignment with the Responsible Investment Policy, The People’s Pension has collaborated with other like-minded investors to create an ‘Asset Owner Statement on Climate Stewardship’.
The statement aims to promote a better understanding of good practices for climate stewardship and encourage discussions on how asset managers can effectively look after the long-term interests of members.
Investment downloads
Download our latest investment reports, polices and factsheets.
Transaction costs
Find out how they work and affect the value of member pension pots.
Fund unit prices
Review the unit prices of all of our funds.
Our investment options
Our range of investment options has been carefully selected by our Trustee and investment professionals to give your employees all the solutions they’ll need to preserve or grow the value of their pensions.
All our investment funds are rated by their level of risk, making it easier for your staff to choose their own funds based on the level of risk and reward they’re willing to accept. Alternatively, if they don’t feel confident making investment decisions, we offer a strong default option, which automatically makes those decisions for them.
What we offer
We provide 3 investment profiles and 8 investment funds to choose from.
Your staff will be automatically enrolled in our default investment option – the ‘balanced’ investment profile – when they join the scheme, unless they tell us otherwise. Like our other 2 investment profiles, it automatically switches to lower-risk investments as members approach retirement. So it’s a great option if your employees don’t want to worry about making complex investment decisions for themselves.
If they feel confident making their own decisions, they can self-select from our selection of 8 funds. They can switch fund options as often as they want, and can do this by logging in to their Online Account.
For more information about our funds and investment profiles, click on the 2 links below to navigate to our member investment pages.
Investment profiles
Investment profiles bring together groups of investments with different levels of risk. There are 3 to choose from with The People’s Pension:
- balanced
- cautious
- adventurous.
Self-selected investment funds
Your employees can choose from 1 or a combination of 8 funds, which have been expertly designed to provide differing levels of risk and reward.
Learn more by visiting our member investment webpages
Investment funds
Learn more about our 8 investment funds.
Investment options
Get in-depth information about all our investment options.
Investment changes approaching retirement
See how our investment profiles change 15 years from retirement.